Why do I need a Financial plan?

Financial planning takes the guesswork out of managing your finances and helps you understand the implications of each financial decision you make. Everyone has different goals, so it’s important to have a unique plan that works for you and your financial situation, both now and in the future.


The average American faces an uncertain economy and more options for saving and investing than ever before. It’s easy to feel overwhelmed or confused, unless you find a way to understand the big picture. A financial plan can bring clarity to all your finances and help you develop a strategy, so it’s easier to make financial decisions, set long and short-term life goals, and stay on track. 

Some people decide to do their own financial planning, but you may want to seek help from a trained professional if you:

• Want to better manage your finances, but aren’t sure where to start

• Don’t have time to do your own financial planning

• Want a professional opinion about the plan you’ve developed

• Don’t have sufficient expertise in certain areas such as investments, insurance, taxes or retirement planning

• Have an immediate need or unexpected life event


Please Note:  The scope of any financial planning and consulting services depends upon the terms of the engagement, and the specific requests and needs of the client. WBH does not serve as an attorney, accountant, or insurance agent.  WBH does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of WBH’s representatives, in their separate licensed individual capacities as a CPA or an attorney, can be engaged to provide tax preparation and/or legal services as described on WBH’s written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.